Blockchain has long been a sector of innovation. Every year, a new crypto project with new and better fundamentals vouches to resolve a critical factor. However, banking continues to be a leading venture among all the other sectors innovated by Blockchain.
Today, we have projects like PointPay that revolutionize the core concept of banking. The project vouches for itself as the ‘first’ Blockchain-based banking system in the industry.
However, is the PointPay project worth your investment in the long term? Let’s find out as we explore the background of the project. In the following sections, we’ll also explore its position in the market and how it might shape in the long run. Let’s get started.
PointPay (PXP) Token: At A Glance
| Project Name | PointPay |
|---|---|
| Crypto Symbol | PXP |
| PXP Market Cap | $20,898,073.94 |
| Total Supply | 1,000,000,000 PXP |
| Circulating Supply | N/A |
| Current Price (As of September 1st week) | $0.02088 |
| All-time High Rate | $0.149 85.81 |
| Official Website | PointPay.io |
PointPay (PXP) Token: Overview
PointPay is the first banking cryptocurrency ecosystem built on the Blockchain. The platform enables users to open cryptocurrency checking and savings accounts and create Blockchain-based bank accounts. However, it’s not the only thing that makes it unique.
PointPay was initially founded as a Bitcoin Corporation in 2018. The company offers the widest selection of crypto payment services to anybody with an internet connection and boasts more than a million active customers globally. The ecosystem of PointPay consists of a bank powered by Blockchain technology, an exchange platform, a cryptocurrency wallet, a payment method, Launchboard, Escrow, and HR Talent platforms.
The platform brings you numerous added functionalities. Once signed up, you can explore options ranging from AI and OTC to CFD trading. In addition, PointPay Exchange wishes to have distinctive features, including IEO capabilities, visual effects, and cashback. The network processes conventional payments using regulatory frameworks, including KYC protocols, to prevent fraudulent activities.
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It provides users with a single wallet with all the features they need to invest in cryptocurrency and earn daily compound interest. Besides, users holding premier tokens like Bitcoin, Ethereum, and USDT get fixed APY. For novice users, the Crypto School tool offers useful video instruction to walk them through the cryptocurrency market. They’ve also created a series of documentaries that teach beginners how and where to navigate various cryptocurrency markets to encourage financial literacy.
According to the network’s whitepaper, utilizing Bitcoin (XAUt) tokenized gold and a stable currency for the dollar, it has created the first Blockchain-based bank in the planet’s history (USDT). The ERC20-based digital currency XAUt can be exchanged anytime and anywhere in the world.
All customers can purchase cryptocurrency products through PointPay, an all-encompassing cryptocurrency marketplace. The asset is considered a one-stop fintech marketplace because it has already created products that offer a wide range of financial services. Fintech is the fusion of technology and the financial industry that improves client access to and use of services.
More importantly, the project has a solid social media presence as well. Today, even with no solid prospects, crypto projects tend to pull off media stunts with their marketing. But, PointPay has a reliable media presence with an equally engaging audience. Therefore, per our research, the project is legit and has a reliable foundation for its media operations.
PointPay (PXP) Toke: Fundamental Value
PXP is the primary utility currency of the PointPay ecosystem, which is built on the Ethereum Blockchain and the ERC20 Standard. Therefore, discounts for selling, buying, trading, and other Platform activity will mostly depend on the balance of PXP Tokens.
PXP is the native token to streamline operations over the PonitPay banking environment. This ERC-20 token is pre-mined and has a cap of 1,000,000,000 PXP that significantly determines the overall operations on the platform. Currently priced at $0.02088, the token has been performing well with numerous elements involved in its operations.
Additionally, token holders can access the PointPay Crypto School’s premium video tutorials. PXP can be used to reduce transfer fees and obtain cryptocurrency loans. The burning model will be included in the forthcoming feature to reduce the supply and raise the token’s price.
However, that’s not enough to understand the core fundamentals of the project. Since these fundamentals play a strong role in determining investment planning, let’s look at some of them in the following section.
- Robust Mobile Application:
The PointPay company has created a mobile application for both IOS and Android that is currently accessible for download, proving that it is committed to retaining its top rankings in the cryptocurrency market. In addition, the programs have already integrated applications for buying, selling, and storing cryptocurrencies.
- Access To PointPay Crypto Exchange:
The service for novice users and cryptocurrency dealers is called PointPay Crypto Exchange. For traders, PointPay Crypto School offers both fundamental and expert video tutorials. With PXP tokens, you can trade with lower taker/maker fees. With the PointPay Payment System, you may purchase and sell cryptocurrencies using various payment methods, including bank transfers, SEPA, Apple Pay, VISA/MasterCard, Samsung Pay, and Google Pay. In addition, PointPay offers users a reward for purchasing cryptocurrency in PXP tokens.
- Options To Increase Earnings:
With checking and savings accounts at PointPay Crypto Bank, customers can earn daily interest using Bitcoins, Ethereum (ETH), USDT, and other cryptocurrencies. The goal of the crypto lending service is to offer loans to everyone without needing paperwork.
- Access To The PointPay VISA:
The platform’s visa debit card is a standout feature of the PointPay Crypto Bank since it allows you to use cryptocurrency anywhere in the world, just like regular currency (USD, EUR). Be aware that the PointPay token (PXP) savings account in the PointPay Crypto Bank offers up to 30% annual earnings. In addition, your interest rate increases the more coins you possess. On the PointPay Token Sale Platform, PXP tokens can be purchased.
Competent Fundamentals:
PointPay is among the most favorable crypto start-ups of 2021. It is currently conducting a token sale using the PXP coin (ERC-20), and it offers its customers the chance to earn up to 30% per year using PXP tokens on the Savings account in the PointPay Crypto Bank. PointPay has been in business since 2018. One account is all that is required to use the PointPay collection of cryptocurrencies. As a result, the crypto community rates PointPay highly.
PXP Token Price History & Overview
The PXP token was initially listed in the last week of May 2020. The token started its journey at a $0.09 price level and continued to move upwards, presenting a normal price movement for the initial days. The token was smooth with its bullish run and went up to the $0.10 price level in the first week of May (May 5, 2020).
However, the token couldn’t retain its position, dropping low over the following months. In the time frame between May to August, the token changed its movement drastically, falling from the $0.10 price level to $0.007, recorded on September 19, 2020.
While this was a drastic change, it was typical for the market since it had been in a bind since the beginning of May. However, things changed for good the following month as the token made a strong recovery, shooting to its all-time high of $0.13 on November 25, 2020. The primary reason behind such an impressive performance was the token’s fundamentals and positive market movements.
Interestingly, this bull run continued for the PXP token as the token continued to move between the price levels for the following months. A prodigious bull run between 2020 and 2021. However, the trend soon ended in the early weeks of April 2021.
The following months passed in a lull for PXP as the worldwide crypto market cap declined by over $2 trillion after hitting nearly $3 trillion on November 2021, and the overall market value of cryptocurrencies dipped below $1 trillion. As a result, almost all of the most valuable coins are now only worth half of what they once were. Things were no different for PointPay, as it’s token settled for similar price levels at $0.036 by the end of 2021.
Overall, the token performed efficiently throughout 2020-21. However, it faced equal drawbacks as the market went into a bullish phase. But now that we have an idea of the token’s movements, let’s look at its price forecast.
PXP Token Price Forecast
The cryptocurrency exchange PointPay doubles as a cutting-edge platform for cryptocurrency banking. It is a cutting-edge exchange in the cryptocurrency market that offers the greatest crypto loan services to owners of Bitcoin, Ethereum, and other popular crypto coins.
Point Pay Ltd. is a licensed corporate entity governed by the cryptocurrency standards of the UK and Estonia as a fintech business. It is conceivably the only exchange to create an integrated ecosystem for cryptocurrencies with roughly ten decentralized finance instruments. In addition, this one-stop shop offers financial products that simplify cryptocurrency banking.
Technical Analysis
By buying a PointPay token through PointPay Crypto School, anyone may put money into the development of global Blockchain and cryptocurrency education (PXP). Furthermore, as payment for their support of international education, holders of a PointPay token (PXP) are eligible for higher returns (up to 20% annually) on a step of the process on the PointPay Bitcoin Bank with Savings and Checking Accounts.
Additionally, PXP holders get access to lower commissions for investing on the PointPay Cryptocurrency Exchanges and sending quick payments within PointPay products. PointPay coins (PXP) owners also access high-quality video courses that teach sophisticated trading strategies and show how to make money on the cryptocurrency market.
Fundamental Analysis
On June 25, 2018, PointPay became accessible, and its first whitepaper was released on October 14, 2018. There are 1,000,000,000 PXP tokens in existence overall.
PointPay Token is the name of the PointPay platform’s ERC-20 token (PXP). The token was introduced on the Ethereum network. PXP token holders get better rates on bank deposits made with the PointPay cryptocurrency and discounts for transactions made on the PointPay cryptocurrencies. Users can also get up to 40% of tokens by watching the premium videos on the PointPay Cryptocurrency School and participating in the PXP staking program.
PXP Token Price Prediction 2022-30
If you’re looking for PointPay price forecasts or predictions for the years 2022, 2023, 2024, 2025, or 2030 and are curious about where PointPay (PXP) prices are likely to go, keep reading.
We’ll examine PointPay’s (PXP) historical price movements and discover what industry insiders think will happen to its price in the future.
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PointPay Token Prediction 2022 | Potential ROI: -10%
PointPay increased by 16% from the end of 2021 to $58 million in the first half of 2022 for the PointPay exchange trading turnover. According to the company’s annual report, there are now 240 thousand active users, a 20% rise from the previous six months.
In terms of new updates over the platform, Launchboard, Escrow, and HR Talents platform releases are among the new ecosystem products that have contributed to the company’s expansion. Additionally, the number of Android and iOS app downloads increased by 15% due to the combination of the Quick Exchange and Classic Exchange interfaces with the new design.
More importantly, one of PointPay’s affiliated businesses received authorization as a Virtual Currency Exchange Operator and Operator of Deposit Virtual Currency Funds in Lithuania in 2022. As a result, the business can provide European users with cryptocurrency exchange services (including crypto-to-crypto and fiat-to-crypto payments).
But per the latest market movements, things have been hard for the crypto industry. The US Federal Reserve has been pushing higher interest rates to combat inflation, which has put pressure on the cryptocurrency market.
The stock market and major coins both plummeted during the first week of May, which marked the start of the current bear market. However, the PointPay company could keep steady development at $0.033, keeping it similar to the price levels it entered the year.
For the remainder of 2022, we expect some corrections over the path of the token. In the coming months, further adoption and alliances with other significant Blockchain networks will push the prices for the PXP token. The highest trading price would even reach $0.029 in that year.
PointPay’s pricing is anticipated at a minimum of $0.020 in September 2022. With average trading worth of $0.022 in USD, the PointPay pricing value can go as high as $0.023. The cost of PointPay is expected to fluctuate between a high of $0.023 and a low of $0.022 in October, reaching a monthly average limit of $0.023 for the coin.
PointPay’s price is anticipated to go as low as $0.022 in November 2022. With an average forecast cost of $0.023, the PXP value could rise as high as $0.025. The price for PointPay is expected to fluctuate between a high of $0.025 and a low of $0.023 in December, reaching an average monthly cap of $0.024 for the coin.
PointPay Token Prediction 2023 | Potential ROI: 25%
Basic analysis is crucial for making long-term predictions about the price of PointPay. There are a few advantages for the industry that the native token provides. The independence of the digital economy makes it ideal.
The network provides competitive programmable payment, storage, and logistics choices as DAPPs and stable coins grow. If additional investors are drawn to the concept, there is a probability that the average cost of PXP may increase to approximately $0.038 by 2023. The price for 2023 can end the year at a maximum of $0.044 and a minimum of $0.037.
PointPay Token Price Prediction 2024 | Potential ROI: 73%
PXP has enormous potential; some partnerships and innovations might boost adoption and user numbers. However, the price could increase significantly if the market focuses on investing in PointPay.
It can increase to a maximum of $0.064 by 2024. If the market declines, it is anticipated that PXP will slightly flip around. With a minimum cost of $0.054 and a maximum price of $0.064, the year 2024 may end with an average cost of $0.056.
PointPay Token Price Prediction 2025 | Potential ROI: 102%
PointPay’s current price range may be of interest to many traders. As a result, PXP can hit $0.093 by 2025 with significant assistance from financial institutions, provided that the following conditions are met.
It can surpass the most recent price trend to achieve new highs with an average cost of $0.077 for 2025. However, the price tagline may change when the cryptocurrency market experiences another positive wave before 2025.
PointPay Token Price Prediction 2030 | Potential ROI: 126%
Market volatility is what drives cryptocurrencies. Therefore, forecasting and keeping up with the present pricing are difficult today. In this context, several crypto analysts are involved.
The price predictions are accurate for the cited years. Consumers of cryptocurrencies are nonetheless anxious about the new regulations and bans. If the market experiences a strong bull run in 2030, PointPay’s price might reach $0.61. However, its average price in 2030 will be close to $0.52 since long-term investors are anticipated to hold it.
Considering the different price movements, we’re sure it can be challenging for you to keep an account of the different prices. So to help you better, we’ve curated a list of price movements to help you better.
| Method | 2022 | 2023 | 2024 | 2025 | 2030 |
|---|---|---|---|---|---|
| Expected Price | 0.023 | 0.038 | 0.064 | 0.077 | 0.52 |
| Potential ROI | -10% | 25% | 73% | 102% | 126% |
| Type Of Run | Bearish | Bearish | Bullish | Bullish | Bullish |
| Singal | Buy | Buy | Hold | Sell | Sell |
Note: There is no connection between PointPay’s pricing today and tomorrow. The factors that emerge during the market’s development and growth stage will determine how much, though.
These factors affect a PXP’s future. You may also do some research on the topic. As a new purchase in this market, token holders could assist you in making the decision. Due to the volatile characteristics of the cryptocurrency market, it is challenging to anticipate the precise value of any particular currency in advance.
Final Verdict
The history of the cryptocurrency PXP is good, and it has performed well so far. While this might be a good idea, the market has to fall before making substantial investments in PointPay. So keep up with the latest market changes. To assist you in deciding what to do, make a note of various prices, supports, as well as resistance levels.
Most emerging Blockchain projects are now adopting the new standard of providing an all-in-one solution. With PointPay, users can purchase, trade, store goods, and generate additional income from a single system. In addition, it offers the ideal mix of cryptocurrency trading features.
With a rating of more than 4 out of 5, PointPay is already among the most frequently recommended projects on various ICO reporting platforms. Whether an investor is a novice or experienced, the project intends to offer answers for all conceivable situations.
The present problem team predicts that as broad acceptance approaches, the development of the cryptocurrency market will become more challenging. On numerous platforms, however, buying or selling cryptocurrency using a debit or credit card and a major fiat currency is impossible. Consequently, after two years of expertise, the team will offer solutions for every issue with a successful plan.
FAQs
Q1. What is the future of PointPay?
The state of the cryptocurrency market as a whole will have a significant impact on PointPay’s future. Therefore, you must ensure that you employ the appropriate technique when investing in PXP. People with an asymmetrical risk profile should not make this type of investment.
Q2. Is PointPay a Good Investment?
PointPay has long been regarded as an excellent investment by many professionals and traders. Unexpectedly, the value is growing. As a result, it is assumed that investment will generate a healthy return.
Q3. How Much Will PointPay be Worth in 2025?
According to many platforms and commentators, PointPay’s price will increase over the following five years and surpass $0.12 by 2025. But, you never know, even when the price seems excessive. PXP and other cryptocurrencies are extremely unpredictable and subject to sudden changes in price.